Ghaziabad Homebuyers Wait 13 Years as LIG Housing Construction Remains Incomplete
Allottees of Ghaziabad Development Authority’s 2013 LIG housing scheme allege prolonged construction delays, despite paying instalments since 2018 and waiting for possession.
- GDA launched the LIG/EWS housing scheme in June 2013.
- Allottees began paying EMIs in February 2018 after depositing ₹91,840.
- Builder SMV Agencies allegedly failed to begin construction on several buildings despite promising progress by November 2025.
Ghaziabad: Homebuyers allotted flats under the Ghaziabad Development Authority’s (GDA) Low Income Group (LIG/EWS) housing scheme are still waiting for their homes, nearly 13 years after the scheme was launched. Several allottees have raised complaints with the authority, alleging that construction has not even started on some buildings despite years of regular EMI payments to the bank and builder.
The housing scheme was introduced in June 2013 to provide affordable homes to economically weaker and low-income families. However, the allotment process took several years, with successful applicants receiving their allotment letters through a lottery conducted by builder SMV Agencies Private Limited in December 2017. After depositing the initial allotment amount of ₹91,840 in January 2018, buyers started paying monthly instalments from February 2018.
According to the affected allottees, the builder has failed to deliver the promised progress on several buildings. They have expressed frustration over continuing financial commitments without receiving possession of their allotted homes. The complaints have now been brought to the attention of GDA, seeking intervention and accountability from the developer.
The issue had previously been brought before the Ghaziabad Development Authority following complaints from homebuyers. On June 26, 2025, a representative of SMV Agencies Private Limited reportedly submitted a written undertaking to GDA, assuring the authority that more than 50% of the LIG buildings would be completed by November 2025.
However, the allottees continue to raise concerns about the lack of construction progress. The delay has also raised questions about the implementation of the builder’s written commitment and the monitoring of the affordable housing project.
The prolonged delay has created significant financial uncertainty for families who invested in the scheme with the expectation of owning an affordable home.
Many beneficiaries belong to low-income households for whom monthly instalments represent a substantial part of their earnings. Continuing to pay EMIs without a clear possession timeline has added to their financial burden.
The allottees have also pointed out that several private housing projects launched around the same period have progressed to possession, making the delay in their project particularly concerning.
The affected homebuyers are seeking intervention from GDA to ensure that construction resumes and the developer fulfils its commitments. The authority’s response and any action taken against the developer will be important in determining the project’s future.
For now, the allottees are looking for clear answers on construction schedules, project completion and the expected possession dates. They also want accountability for the years spent paying instalments without receiving their homes.
The situation highlights the challenges faced by beneficiaries of delayed affordable housing schemes and raises broader questions about project monitoring, developer accountability and protection of homebuyers’ interests.
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